Payday Loans of America gets new website
July 19, 2008
We are very excited about our new website. With enhanced online features, now it's easier than ever to get an online payday loan.

Questions about payday loans.

Q: When will the loan be due?
A: Generally, on your following payday or you may pay the finance charge and extend the loan until your next payday.


Q: How much can I borrow?
A: Up to $1000.00. (Contingent upon income level and various underwriting criteria.)


Q: When will I receive my loan?
A: If all information is received by 9:00 p.m EST. and can be verified, you will generally receive your money on the next business day.


Q: When will I hear from you?
A: You will hear from us almost immediately upon receiving the necessary information. We will contact you with a loan offer or email you for missing information. We are closed on Sunday and holidays.


Q: How will I know if I'm approved?
A: We will contact you with a loan offer.


Q: Can I extend my payday loan?
A: Yes, after 4 renewals you will be required to pay down a portion of your loan plus any finance charges.


Q: Once paid off, when can I get another cash advance?
A: You must wait three (3) business days. We may ask you to prove that the previous loan has been actually paid in full by providing us a bank statement showing proof of a non-pending payment.


Q: If I don't fax in all the necessary information, will the application be processed?
A: The application will be considered incomplete and we will call or email you for the missing information.


Q: What is the fastest way to process my online loan application?
A: Complete it, print it, and fax it with your most recent bank statement (within 30 days), voided check, and most recent pay stub...all at once.


Q: Can I print and fill-out an application?
A: Yes, select the link to the PDF of Application then print, fill it out, and sign. Include your pay stub, bank statement, and voided check and fax to 866-379-9157.

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